Special Financing Program
Kia’s special financing program offers flexible rates, payment terms, and loan options designed to help meet the needs of customers who are not buying through a traditional lender. Kia has designed amazing low rate programs to help you own a new Kia and rebuild your credit at the same time. We offer competitive special automotive financing rates for credit challenged customers in Canada.
We have financing solutions available* even if:
- You have never had an Auto loan;
- You have a history of late payments;
- You have not been discharged from your bankruptcy;
- You have had an application refused by a financial institution;
- You are involved with a trustee regarding a proposal to settle your debts with creditors; or
To explore your financing options and Kia’s credit approval process*, Visit your local dealership today or click here to Request a Quote.
*Financing available on approved credit. Conditions apply. Kia does not guarantee that all applicants will meet credit approval criteria.
1% Loyalty rate reduction
We’re so happy you’re a part of the Kia Family.
And to show our appreciation, we are pleased to offer current customers our 1% Loyalty Rate Reduction towards the lease or finance of all models.
Eligibility:
- Current Kia vehicle must be properly registered and licensed for at least the past 180 days. Offer eligibility will be verified and determined by Kia in its discretion.
- Offer is transferable within same household
Program Overview:
- All new and unregistered models are eligible.
- Qualifying loyalty customers will receive a 1% reduction off finance or lease rates currently available. Under no circumstances can rates be reduced to below 0% APR.
$500 Grad Rebate
Congratulations! As a recent graduate from an accredited post-secondary institution, you could be eligible to receive a $500 rebate toward the purchase or lease of a new Kia vehicle with the Kia “Ride On” Grad Program.
Eligibility:
- Canadian residents who have graduated in the past two years from the date of sale or who will be eligible to graduate in the next four months from
- an accredited university undergraduate degree program,
- college diploma program (two-year minimum),
- a three-year CEGEP D.E.C. program in Quebec.
- Master’s Degree program, Doctorate/PHD
- Military or police academy
- Recognized schools include all post-secondary institutions that are accredited by a provincial Ministry of Education.
- Vehicle must be registered (RDR and licensed) in the name of the graduate; the graduate cannot be co-signer.
- Certificate programs do not qualify
- Cannot be combined with First Time New Vehicle Buyer Program
- Rebate can be used to reduce the selling price of the vehicle (before taxes). The applicant must meet the required terms and conditions. Some conditions apply, please see your dealer for complete details.
$500 Military Benefit
As a tribute to the men and women of the Canadian Forces, Kia Canada is proud to offer a $500 rebate toward the purchase or lease of a new Kia vehicle.
- Customers may be active (or reserve) member of the Canadian army, navy, or air force or inactive (retiree) personnel to qualify.
- Military I.D. must be provided as proof.
- Military Cadet does not qualify for the program.
- Offer may only be transferred to a spouse or common law partner, but is otherwise not transferable at all.
- Rebate can be used to reduce the selling price of the vehicle (before taxes). The applicant must meet the required terms and conditions. Some conditions apply, please see your dealer for complete details.
- Some conditions apply, please see your dealer for additional details .
$750 Mobility Assistance
Kia Canada welcomes the opportunity to assist individuals who require adaptive aid to drive a Kia vehicle by providing them a rebate of up to $750 towards the purchase and installation of specialty equipment on your Kia vehicle.
- To qualify, the customer must provide original documentation from a licensed medical professional in the customer’s province of residence, clearly detailing the customer’s existing permanent disability.
- Rebate can be used to reduce the selling price of the vehicle (before taxes). The applicant must meet the required terms and conditions. Some conditions apply, please see your dealer for complete details.
- Some conditions apply, please see your dealer for additional details
Electric vehicle government incentives
Electric vehicles (EVs) are eligible for up to $5,000 in federal incentives.
Plug-in hybrid electric vehicles (PHEVs) are eligible for up to $5,000.
The Kia models eligible for the federal incentive are the Niro PHEV, Sportage PHEV, Sorento PHEV, Niro EV, EV6, and EV9.