Disclaimer: Current Kia vehicle must be properly registered and licensed for at least the past 90 days. Offer eligibility will be verified and determined by Kia in its discretion. All new and unregistered models are eligible excluding Niro PHEV, Niro EV, and Soul EV. Qualifying loyalty customers will receive a 1% reduction off finance or lease rates currently available. Under no circumstances can rates be reduced to below 0% APR. Offer is transferable within same household.